The personal loan interest rates you’re offered depend on various factors such as your credit score, income, repayment history, and the lender’s terms. A lower rate means lower monthly EMIs and less interest paid over time. That’s why it’s essential to compare personal loan interest rates before applying. https://medium.com/@henrymiller1593/personal-loan-interest-rates-in-india-what-affects-your-offer-cc2cba0864e8